:root {
    --bg: #f4f7fb;
    --surface: #ffffff;
    --ink: #102746;
    --muted: #4a6285;
    --line: #d8e3f2;
    --brand: #0e3a75;
    --brand-2: #1657ab;
    --accent: #be8b3d;
    --shadow: 0 20px 60px rgba(13, 45, 91, 0.12);
}

* {
    box-sizing: border-box;
}

html,
body {
    margin: 0;
    padding: 0;
}

body {
    color: var(--ink);
    font-family: "Noto Sans SC", "Microsoft YaHei", sans-serif;
    background: var(--bg);
    line-height: 1.6;
}

.page-bg {
    position: fixed;
    inset: 0;
    z-index: -1;
    background:
        radial-gradient(1600px 500px at 10% -10%, rgba(22, 87, 171, 0.14), transparent 70%),
        radial-gradient(900px 300px at 90% 0%, rgba(190, 139, 61, 0.1), transparent 70%),
        linear-gradient(180deg, #eef4fb 0%, #f8fbff 55%, #f4f7fb 100%);
}

.container {
    width: min(1160px, calc(100% - 40px));
    margin: 0 auto;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 30;
    background: rgba(255, 255, 255, 0.88);
    border-bottom: 1px solid rgba(16, 39, 70, 0.08);
    backdrop-filter: blur(8px);
}

.nav-wrap {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 72px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    color: inherit;
    text-decoration: none;
}

.brand-logo {
    width: 150px;
    height: auto;
    display: block;
}

.brand-text {
    display: grid;
    line-height: 1.2;
}

.brand-text strong {
    font-size: 15px;
}

.brand-text em {
    font-style: normal;
    font-size: 12px;
    color: var(--muted);
}

.site-nav {
    display: flex;
    gap: 22px;
}

.site-nav a {
    color: var(--ink);
    text-decoration: none;
    font-size: 14px;
    font-weight: 500;
}

.site-nav a:hover {
    color: var(--brand-2);
}

.nav-toggle {
    display: none;
}

.hero {
    position: relative;
    padding: 76px 0 38px;
    overflow: hidden;
}

.hero::before {
    content: "";
    position: absolute;
    inset: 28px 0 0;
    background-image:
        linear-gradient(180deg, rgba(238, 244, 251, 0.7), rgba(244, 247, 251, 0.86)),
        url("../../cards.978ca9b.jpg");
    background-repeat: no-repeat;
    background-size: cover;
    background-position: center top;
    opacity: 0.42;
    filter: saturate(0.9);
    pointer-events: none;
}

.hero .container {
    position: relative;
    z-index: 1;
}

.hero-shell {
    display: block;
    background: linear-gradient(160deg, rgba(255, 255, 255, 0.92), rgba(247, 251, 255, 0.9));
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 18px;
    padding: 28px;
    box-shadow: var(--shadow);
}

.eyebrow {
    color: var(--brand-2);
    letter-spacing: 0.18em;
    font-size: 12px;
    font-weight: 700;
    margin: 0 0 14px;
}

.hero h1 {
    margin: 0;
    font-family: "Source Serif 4", "Noto Serif SC", serif;
    font-size: clamp(28px, 4vw, 44px);
    line-height: 1.2;
}

.lead {
    color: var(--muted);
    margin-top: 16px;
    max-width: 70ch;
}

.cta-row {
    margin-top: 28px;
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    padding: 11px 18px;
    text-decoration: none;
    font-weight: 600;
    border: 1px solid transparent;
}

.btn-primary {
    color: #fff;
    background: linear-gradient(145deg, var(--brand), var(--brand-2));
}

.btn-ghost {
    color: var(--brand);
    border-color: rgba(14, 58, 117, 0.24);
    background: #fff;
}

.meta-list {
    list-style: none;
    padding: 0;
    margin: 20px 0 0;
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    color: var(--muted);
    font-size: 14px;
}

.meta-list li {
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 999px;
    padding: 6px 12px;
    background: rgba(255, 255, 255, 0.9);
}

.hero-kpis {
    list-style: none;
    margin: 18px 0 0;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 10px;
}

.hero-kpis li {
    border: 1px solid rgba(16, 39, 70, 0.14);
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.92);
    padding: 10px 12px;
    display: grid;
    gap: 2px;
}

.hero-kpis strong {
    font-size: 19px;
    font-weight: 700;
    color: var(--brand);
    line-height: 1.2;
}

.hero-kpis span {
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.04em;
    color: var(--muted);
}

.section {
    padding: 46px 0;
}

.quick-action {
    padding-top: 30px;
}

.download-card {
    display: grid;
    grid-template-columns: 140px 1fr;
    gap: 20px;
    align-items: center;
    background: linear-gradient(135deg, #ffffff 0%, #eff5ff 62%, #f9f4eb 100%);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 20px;
    box-shadow: 0 12px 30px rgba(13, 45, 91, 0.06);
}

.download-media {
    width: 112px;
    justify-self: center;
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid rgba(16, 39, 70, 0.08);
    background: #fff;
}

.download-media img {
    width: 100%;
    height: auto;
    display: block;
}

.download-copy p:first-child {
    margin: 0;
    color: var(--brand-2);
    font-size: 12px;
    letter-spacing: 0.18em;
    font-weight: 700;
}

.download-copy h2 {
    margin: 10px 0;
    font-size: clamp(23px, 3vw, 33px);
    font-family: "Source Serif 4", "Noto Serif SC", serif;
}

.download-copy p {
    margin: 0;
    color: var(--muted);
}

.journey {
    padding-top: 24px;
}

.journey-line {
    list-style: none;
    margin: 22px 0 0;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 12px;
}

.journey-step {
    position: relative;
    background: linear-gradient(170deg, rgba(255, 255, 255, 0.95), rgba(246, 251, 255, 0.95));
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 12px;
    padding: 12px;
}

.journey-step span {
    display: inline-flex;
    min-width: 34px;
    padding: 2px 8px;
    border-radius: 999px;
    background: rgba(22, 87, 171, 0.12);
    color: var(--brand-2);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.08em;
}

.journey-step h3 {
    margin: 9px 0 0;
    font-size: 16px;
}

.journey-step p {
    margin: 6px 0 0;
    color: var(--muted);
    font-size: 13px;
    line-height: 1.5;
}

.section-head p {
    margin: 0;
    color: var(--brand-2);
    font-size: 12px;
    letter-spacing: 0.18em;
    font-weight: 700;
}

.section-head h2 {
    margin: 8px 0 0;
    font-size: clamp(23px, 3vw, 33px);
    font-family: "Source Serif 4", "Noto Serif SC", serif;
}

.section-intro {
    margin: 14px 0 0;
    color: var(--muted);
    max-width: 76ch;
}

.is-hidden {
    display: none !important;
}

.decision-card {
    margin-top: 16px;
    border: 1px solid rgba(16, 39, 70, 0.14);
    border-radius: 12px;
    background: linear-gradient(180deg, #ffffff, #f8fbff);
    padding: 16px;
}

.decision-card p {
    margin: 0;
    color: var(--muted);
}

.decision-actions {
    margin-top: 14px;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.service-select-grid {
    margin-top: 18px;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 14px;
}

.service-pick-card {
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 12px;
    background: linear-gradient(180deg, #ffffff, #f7fbff);
    padding: 16px;
    display: grid;
    gap: 8px;
}

.service-pick-card h3 {
    margin: 0;
}

.service-pick-card p {
    margin: 0;
    color: var(--muted);
}

.service-pick-card .btn {
    justify-self: start;
}

.chat-link {
    white-space: nowrap;
}

.cards {
    margin-top: 20px;
    display: grid;
    gap: 16px;
}

.cards.three {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.cards.four {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: 14px;
    padding: 20px;
    box-shadow: 0 12px 30px rgba(13, 45, 91, 0.06);
}

.card h3 {
    margin: 0;
}

.card p {
    margin: 10px 0 0;
    color: var(--muted);
}

.feature-points {
    margin: 12px 0 0;
    padding: 0;
    list-style: none;
    display: grid;
    gap: 6px;
}

.feature-points li {
    font-size: 13px;
    color: var(--ink);
}

.feature-points li::before {
    content: "- ";
    color: var(--brand-2);
    font-weight: 700;
}

.apply-layout {
    margin-top: 20px;
    display: grid;
    grid-template-columns: 1.25fr 0.75fr;
    gap: 16px;
    align-items: start;
}

.apply-form-card,
.apply-service-card {
    background: #fff;
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 14px;
    padding: 18px;
    box-shadow: 0 10px 26px rgba(13, 45, 91, 0.06);
}

.apply-form-card h3,
.apply-service-card h3 {
    margin: 0;
    font-size: 20px;
}

.apply-service-card p {
    margin: 8px 0 0;
    color: var(--muted);
}

.apply-form {
    margin-top: 14px;
    display: grid;
    gap: 12px;
}

.apply-form label,
.config-form label {
    display: grid;
    gap: 6px;
    font-size: 14px;
    font-weight: 600;
}

.apply-form input,
.apply-form select,
.apply-form textarea,
.config-form select {
    border: 1px solid rgba(16, 39, 70, 0.2);
    border-radius: 10px;
    background: #fff;
    padding: 10px 12px;
    color: var(--ink);
    font: inherit;
}

.apply-form textarea {
    resize: vertical;
}

.apply-form fieldset,
.config-form fieldset {
    margin: 0;
    border: 1px solid rgba(16, 39, 70, 0.15);
    border-radius: 10px;
    padding: 12px;
}

.apply-form legend,
.config-form legend {
    padding: 0 6px;
    color: var(--muted);
    font-size: 13px;
    font-weight: 600;
}

.payment-options,
.option-grid {
    display: grid;
    gap: 8px;
}

.payment-options {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.option-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.payment-options label,
.option-grid label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 600;
    color: var(--ink);
}

.form-hint {
    margin: 10px 0 0;
    font-size: 12px;
    color: var(--muted);
}

.check-line {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    color: var(--muted);
}

.reply-panel {
    margin-top: 14px;
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 10px;
    padding: 12px;
    background: linear-gradient(180deg, #ffffff, #f8fbff);
}

.reply-panel h4,
.config-form h4 {
    margin: 0;
    font-size: 15px;
}

.reply-feed {
    list-style: none;
    margin: 10px 0 0;
    padding: 0;
    display: grid;
    gap: 8px;
    max-height: 230px;
    overflow: auto;
}

.reply-feed li {
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 8px;
    padding: 9px 10px;
    background: #fff;
    display: grid;
    gap: 3px;
}

.reply-feed strong {
    font-size: 13px;
}

.reply-feed span {
    font-size: 12px;
    color: var(--muted);
}

.config-form {
    margin-top: 14px;
    display: grid;
    gap: 10px;
}

.apply-support-grid {
    margin-top: 14px;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}

.support-card {
    background: linear-gradient(180deg, #fff, #f8fbff);
    border: 1px solid rgba(16, 39, 70, 0.12);
    border-radius: 12px;
    padding: 16px;
}

.support-card h3 {
    margin: 0;
}

.support-card p {
    margin: 8px 0 0;
    color: var(--muted);
}

.support-card ul {
    margin: 10px 0 0;
    padding-left: 18px;
}

.support-card li {
    margin-top: 7px;
}

.process-grid {
    margin-top: 20px;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}

.process-step {
    background: linear-gradient(170deg, #ffffff 0%, #f5f9ff 100%);
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 16px;
}

.process-step h3 {
    margin: 0;
}

.process-step p {
    margin: 8px 0 0;
    color: var(--muted);
}

.governance {
    background: linear-gradient(180deg, rgba(14, 58, 117, 0.03), rgba(14, 58, 117, 0));
    border-top: 1px solid rgba(14, 58, 117, 0.08);
    border-bottom: 1px solid rgba(14, 58, 117, 0.08);
}

.compliance-grid {
    margin-top: 20px;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 14px;
}

.compliance-item {
    border: 1px solid rgba(16, 39, 70, 0.14);
    border-radius: 12px;
    background: #fff;
    padding: 16px;
}

.compliance-item h3 {
    margin: 0;
}

.compliance-item p {
    margin: 8px 0 0;
    color: var(--muted);
}

.notice {
    background: linear-gradient(180deg, rgba(14, 58, 117, 0.04), rgba(190, 139, 61, 0.06));
    border-top: 1px solid rgba(14, 58, 117, 0.1);
    border-bottom: 1px solid rgba(14, 58, 117, 0.1);
}

.notice ul {
    margin: 18px 0 0;
    padding-left: 20px;
}

.notice li {
    margin-top: 10px;
}

.faq-list {
    margin-top: 20px;
    display: grid;
    gap: 10px;
}

.faq-item {
    border: 1px solid var(--line);
    border-radius: 12px;
    background: #fff;
    overflow: hidden;
}

.faq-q {
    width: 100%;
    text-align: left;
    border: 0;
    background: transparent;
    padding: 14px 16px;
    font-size: 15px;
    font-weight: 600;
    color: var(--ink);
    cursor: pointer;
}

.faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height 260ms ease;
}

.faq-a p {
    margin: 0;
    padding: 0 16px 14px;
    color: var(--muted);
}

.faq-item.active .faq-a {
    max-height: 120px;
}

.site-footer {
    padding: 24px 0 34px;
    border-top: 1px solid var(--line);
    background: rgba(255, 255, 255, 0.78);
}

.footer-grid {
    display: flex;
    justify-content: space-between;
    gap: 18px;
}

.footer-grid p {
    margin: 6px 0 0;
    color: var(--muted);
    font-size: 14px;
}

@keyframes rise-up {
    from {
        opacity: 0;
        transform: translateY(14px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@media (max-width: 960px) {
    .hero-shell {
        padding: 22px;
    }

    .hero-kpis {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .download-card {
        grid-template-columns: 1fr;
    }

    .apply-layout,
    .apply-support-grid,
    .service-select-grid {
        grid-template-columns: 1fr;
    }

    .download-media {
        width: 104px;
        max-width: none;
    }

    .cards.three,
    .cards.four,
    .process-grid,
    .journey-line,
    .compliance-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 760px) {
    .hero::before {
        inset: 38px 0 0;
        opacity: 0.34;
    }

    .hero-shell {
        padding: 18px;
    }

    .payment-options,
    .option-grid {
        grid-template-columns: 1fr;
    }

    .hero-kpis {
        grid-template-columns: 1fr;
    }

    .site-nav {
        position: absolute;
        left: 0;
        right: 0;
        top: 72px;
        background: #fff;
        border-bottom: 1px solid var(--line);
        display: none;
        flex-direction: column;
        gap: 0;
        padding: 8px 20px 12px;
    }

    .site-nav a {
        padding: 10px 0;
    }

    .site-nav.open {
        display: flex;
    }

    .nav-toggle {
        display: inline-flex;
        border: 1px solid var(--line);
        border-radius: 10px;
        padding: 8px 12px;
        background: #fff;
        color: var(--ink);
    }

    .footer-grid {
        flex-direction: column;
    }

    .brand-logo {
        width: 132px;
    }

    .brand-text strong {
        font-size: 13px;
    }

    .brand-text em {
        font-size: 11px;
    }
}